About Us

Two men smiling at the camera, one young with a goatee, the other older in a blue patterned shirt.

About Us

Our Founder, Phillip Carl


Phil founded Good Cents Business Solutions with a mission to bring carefully selected, high-quality solutions to businesses across Montana and the entire United States. Drawing on decades of experience in business services, Phil has built a company that truly understands what businesses need to succeed.

Leading a team of 17 experienced agents across Washington State, Montana, Idaho, Wyoming, Arizona, Tennessee, Utah, Georgia, Colorado, South Carolina, Alabama, California, and Nevada, Phil ensures that quality business solutions are available coast to coast. Whether you prefer in-person meetings or remote consultations, today's technology allows us to serve merchants anywhere while maintaining the personal touch that makes all the difference.


Phil's proven track record includes being awarded Sales Leader of the Year for the Small Business Division at ADT/Tyco, and he brings that same dedication to excellence to every client relationship. When you work with Good Cents, you're getting decades of business expertise focused on your success.

About Us

John Carl


John Carl is a seasoned sales and tech support professional with 8 years of experience in customer service and 5 years in sales and technical solutions. He is passionate about simplifying complex processes and delivering secure payment solutions that support business growth. Known for his approachable demeanor and results-driven mindset, John is dedicated to making technology work for his clients.

Find Your Solution.

About Us

Life Beyond Business


When Phil isn't working to improve your business operations, you'll likely find him enjoying life in Northwest Montana with his wife Kathy of 30 years, along with their 6 children and 8 grandchildren. Whether they're out on the boat, camping under the stars, fishing, hunting, or tending to the garden, Phil finds joy in the outdoor lifestyle and strong community connections that Northwest Montana offers. Church and community involvement round out the activities that make life meaningful for the Carl family.

"I enjoy going places where people love what they do. Who wouldn't love to walk into Cheers everyday? Many people start a business and then realize they can't do what they love to do because they are too busy with payroll , credit card processing, paying their vendors, and text marketing trying to keep customers coming back or helping their clients afford their services or products. That's where I come in. By professionally implementing intelligent solutions, I take the busyness out of your business and help you get back to what you set out to do."– Phil

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